Watch out for ‘sweetheart’ scams this Valentine’s time

Watch out for ‘sweetheart’ scams this Valentine’s time

NASHVILLE – With Valentine’s quickly approaching, the Tennessee Department of Commerce and Insurance’s (TDCI) Division of Consumer Affairs reminds Tennesseans to be wary of ‘sweetheart’ scammers who claim to love you but, in reality, are only after your money day.

“Valentine’s Day is an occasion showing your family just how much you care, but inaddition it supplies the opportunity that is perfect unscrupulous people to make the most of naive customers through the use of emotion-provoking scam tactics,” stated TDCI Commissioner Julie Mix McPeak. “We urge customers to keep clear of deals that seem too good to be real and folks whom ask for cash through online dating services.”

With Tennessee rated 10 th when you look at the country for fraudulence , the Division of customer Affairs provides the after to assist Tennesseans avoid being fully a scammer’s sweetheart:

ONLINE DATING SITES SCAMS union frauds, or scams that are“sweetheart” are among the earliest tricks in many scammers’ playbooks. Regrettably, the increase of internet dating web sites, mobile apps, and social media platforms have actually provided scammers an alternative way to deceive individuals into thinking their schemes. While genuine relationships are usually obtained online, scammers also make use of these internet sites and platforms to victim on naive victims. Scammers will generate profiles that are fake attract people and then utilize psychological techniques to obtain cash.

  • You meet somebody on a dating website. Anyone you’re interacting with instantly would like to keep the dating internet site and begin interacting over individual e-mail or IM.
  • The claims that are individual quickly and things turn severe.
  • As the person claims become through the U.S., she or he additionally claims become working or traveling offshore.
  • Scammers use thoughts by simply making up elaborate tales about requiring cash for travel mishaps, medical emergencies, lacking visas ( or other papers) or a short-term setback that is financial.
  • The scammers will ask for the help that is financial by them cash. The very first transfer is tiny, but it is accompanied by demands for lots more.

Keep in mind: NEVER deliver money to somebody who is making use of the above strategies or to some body you’ve never ever met face-to-face.


Present cards frauds are an increasingly typical method for scammers to benefit down customers with good motives. Just last year, Tennesseans lost nearly $1 million to present card scammers. Scammers will pose as an on-line love interest or a remote household user confronted with a economic bind. In place of a cable transfer or money, the scammers will persuade the customer to acquire present cards (frequently iTunes or Google Enjoy) and supply these with the redeemable rule on the back of the card. (this technique is optimal for scammers since the scam is difficult to locate.) Customers whom get a request re re payment making use of iTunes present cards which they think might be a fraud should report it towards the Federal Trade Commission (“FTC”).

  • Never read or text someone the PIN quantity from the straight straight back of a present card. The amount can be as good as profit the scammers’ pocket.
  • Reputable organizations, like technology help businesses and shop-at-home services, don’t ask for gift cards as re payment. If you’re being expected by way of a caller to fund a service or product with something special card, continue with caution since it is most most likely a scam.
  • From a reputable and known source if you’re buying gift cards as gifts, make sure to buy them.


Considering buying present certificates or reduced solutions for Valentine’s Day? keep in mind:


  • Very Very Very Carefully review the termination date for the present card. Generally speaking, the termination date of something special card you buy must be at the very least 5 years following the date it absolutely was given for you underneath the guidelines associated with FTC ; additionally, the Tennessee customer Protection Act provides that an expiration must be had by a gift certificate date that is at the least couple of years following the present certification is released.
  • You must never be charged a payment for the present certification being released.
  • Within 2 yrs of buying the gift certification, you ought not be charged solution charges (including dormancy costs, latency costs, or administrative costs) that reduce steadily the total worth of this present certification.
  • These limitations might not use to prepaid cards in making calls or at numerous, unaffiliated merchants or at ATMS. additionally they may well not connect with specific cards offered as client commitment honors, distributed or offered below face value to charitable companies for fundraising, offered by an organization that is charitable fundraising purposes, provided to a boss by a worker for the employing business, or given by an company in recognition of solutions done by a member of staff.
  • When buying something special, be aware of always return policies and request something special receipt.

Leave a Reply

Your email address will not be published. Required fields are marked *